Voted Best British Bank, Best Current Account Provider and Best Business Banking Provider at the 2020 British Bank Awards, Starling is the financial control centre that lives on your phone. Who is the joint bank account for? The Starling Bank Euro account is perfect for those who only need to bank in two currencies; those currencies being euros and pounds. Get a real-time alert the second you pay or get paid. 09092149), 3rd floor, 2 Finsbury Avenue, London EC2M 2PP. Then it’s over to our team to approve your details and open your account. How do I open a personal current account? No need to download anything new; you can apply in-app from the account menu. Open a bank account online by getting our app today. YouTube. Reply. It also has a business account and a kid’s prepaid card. Ours is 100% digital, which means you can do it wherever – and it takes just a few minutes. Examples could be an invoice, trade registration or letter from your accountant. You need to have a personal account before you can apply for a sole trader account (which only takes a few minutes to apply for once you’ve downloaded the Starling app). Essential cookies help you to access the website and each of its web pages and sub domains, by enabling basic functions like cookie consent. Starling Kite. Report Save. It probably goes without saying that a joint account is designed for people who know each other fairly well. To open a business account, submitting documents which confirm the nature of your business at hand will help support your application. This decreases to 0.25% on balances of £2,000 to £85,000. online banking security test and earned the top score. The option to apply for a sole trader account in the Starling app will only be shown to customers that match our criteria, based on details provided for their personal current account. There are no monthly fees for a Starling personal account, and no fees for using your card abroad or withdrawing money from ATMs. ‘Application form’. How much will it cost me to withdraw from an ATM in another country? How do I update my personal details? Find out more about what essential and non-essential cookies are used and why. As soon as you’re approved you can then apply for a personal euro account. Coronavirus Business Interruption Loan Scheme. Over 350,000 UK businesses are skipping the admin and managing their finances with Britain’s Best Business Banking Provider 2020. It's a mistake to have only one current account. © Starling Bank 2021. Starling Bank is one of a growing group of “ challenger banks ” looking to simplify how we manage our finances, using modern technology to bring banking into the present. Android™, Google Pay and Google Play are trademarks of Google LLC. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166. To open a euro business account, you need to have a business or sole trader account. A euro bank account in the UK. Samsung Pay, Garmin Pay and Fitbit Pay can be set up once your card has arrived. To open a joint account, both parties need to have a current account. As long as you’ve both got a Starling personal account – it’s for you! Our award winning current account. Essential cookies help you to access the website and each of its web pages and sub domains, by enabling basic functions like cookie consent. Starling is a digital-only bank that offers one type of personal current account, which we review here. Starling Bank unveiled their current account within an app for general download in May 2017. As an illustration, let's say this was £5,000. If you do not want YouTube cookies stored do not click on the YouTube embedded videos. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166. All with Britain’s Best Bank and Best Current Account 2020. Current accounts. We were featured in the latest Which? Sounds time-consuming, right? share. Better banking for 16 and 17 year olds. It is easy to set up regular payments and instantly transfer money into a Starling Kite account because it sits within a Starling Bank personal account as a 'Space'. Wrong. One card: multiple currencies. Get better at saving and budgeting, and view your monthly spending analytics. Our Privacy Notice sets out how the personal data collected from you will be processed by us. If you plan to make Starling your everyday bank account, then it’s worth bearing in mind that they offer no online banking option. Read our article explaining bank accounts. We’ll ask you for valid government-issued photo ID and a video selfie, and once your account's been verified we'll send you a notification. Starling bank also give you access to their Marketplace on both personal and business accounts where you can integrate several third party financial products. We embed YouTube videos with the privacy-enhanced mode on which means it will not place any cookies until you click to play the video. To open a business account, submitting documents which confirm the nature of your business at hand will help support your application. Starling Bank Euro account Summary. Take control of your money Download the app to apply for a Starling Bank account in minutes. These cookies may be used by the cookie provider to build a profile of your interests and show you relevant advertisements on other sites. Spend, save and manage your money together, from the same app-based account. The Starling Marketplace offers customers in-app access to a selection of third-party financial services. If we need additional proof of address information we’ll get in touch via the app. We do not offer a separate savings account but we do offer interest on our personal and joint GBP accounts. Starling also offers B2B banking and payments services. Your account is fully accessible via the app. Our Privacy Notice sets out how the personal data collected from you will be processed by us. Our current policy is that we can’t offer new personal accounts to previous account holders for 12 months from the date of closure or account switch. Bank transfer directly from another bank account to your Starling personal account. Switch your business account. They cannot be disabled. Bank transfer directly from another bank account to your Starling personal account. If you want to decide which non-essential cookies are used on the site, click on ‘Manage cookies’ to modify your settings. Business account service information. These cookies may be used by the cookie provider to build a profile of your interests and show you relevant advertisements on other sites. Headquartered in London, Starling Bank is a licensed and regulated bank, founded by former Allied Irish Banks COO, Anne Boden, in January 2014. You’ll be unable to manage your money without your smartphone to hand. No problem. In order to open a personal current account, you’ll need your smartphone and proof of ID in the form of a passport or UK driving licence. Euro account. Kite is a space in your app for your child to manage their pocket money with their own bank card, and build great habits for the future.Find out more, Get instant spending notifications, manage monthly bills or save for something great together. Read the article. Once installed, you can apply for an account in under five minutes. Examples could be an invoice, trade registration or letter from your accountant. Whether you’re personal or business. This will open the Starling app, where you can use your fingerprint or security code … Make and receive multi-currency payments for business or personal banking, with access to the real exchange rate and no hidden fees. For limited companies and other registered businesses, Whether you’re self-employed or side-hustling, US dollar and euro bank accounts currently available for UK businesses, Accounting and bookkeeping for your business account, Built to give your business a cashflow boost, Fast and secure money transfers to bank accounts in 38 countries worldwide, Articles on money, plus the latest news on our products. Apply in minutes from your phone. Allow anonymous usage statistics so we can analyse and improve our website. Personal current account service information. Founded by Anne Boden, Starling is a front runner amongst the app-only banks when it comes to personal accounts, but how does it compare when it … A fully-regulated UK bank account. Account features For a sole trader or businesses with a single Person of Significant Control, the account holder will be able to access and manage the account. Create an account by telling us who you are; your name, date of birth, email address and current home address, Verify who you are by recording a short selfie video and taking a photo of your ID, Download the Starling Bank app from the Apple App Store or Google Play Store, Enter your phone number and the verification code we’ll send you. Open a bank account online using only your smartphone - it’s quick, straight-forward and easy. Starling Bank was one of the first UK banks to launch mobile-only personal, joint, and business accounts. Personal account customers may apply for a Connected card on their Starling Bank app, and the card will be delivered to their registered address in 3-5 business days. 4. First, you’ll need to download the Starling Bank app from the Apple App Store or Google Play Store. Find out what it takes to build a bank from scratch. We’ll take care of everything for you. Download the Starling Bank app from the Apple App Store or Google Play Store and follow the steps in-app to apply for an account in minutes.Alternatively, enter your mobile number in the box below and we’ll send you a text with a link to download the app. All with Britain’s Best Bank and Best Current Account 2020. ‘Application form’. Features. Streamline your finances and get total visibility over your money by switching your current account over to Starling today with the Current Account Switch Service (CASS). It is currently focusing on the UK with a full banking license. Sounds time-consuming, right? Choose to transfer your salary or bank balance and set up direct debits and any other regular payments by making Starling your main bank account. Personal current account service information. The initial checks leave a soft footprint on your credit file, and the overdraft check leaves a hard credit check footprint. Find out more. From mortgage and insurance providers to smart pension tools, the marketplace includes a hand picked a selection of third-party products that work with your Starling app. To start your application, download the Starling app from Apple's App Store or Google Play Store. Starling Bank is registered in England and Wales as Starling Bank Limited (No. Starling Bank is a digital bank based in the UK. Help kids learn how money works. 09092149), 3rd floor, 2 Finsbury Avenue, London EC2M 2PP. Protected by Financial Services Compensation Scheme, Round up transactions to put saving on autopilot, Post Office cash deposits (0.3% charge per deposit for businesses, with a minimum £3 fee, up to £250,000 per calendar year), Send and receive international payments (for an additional charge). 100% digital signup. Make sure that you trust whoever you’re joining up with, as you’ll both have full access to the account and everything that’s in it (and you’ll both be accountable for any of its debts, too). Apply in minutes to get instant payment alerts and categorised spending insights. All rights reserved. As part of a regulatory requirement, an independent survey was conducted to ask approximately 1000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family. For businesses with multiple Persons of Significant Control (PSCs), while all PSCs need to be verified to open the account, only PSCs who are also directors (identifiable on Companies House) can become users of the account and be able to access … If you’re ever the type of person to let your phone battery run out, then a Starling bank account may not be the right one for you. The account offers an interest rate of 0.5% AER on balances up to £2,000. Enter your account number and mobile number. Click the ‘Get the app’ button in the bottom right of your screen and you’ll be taken to your app store to download the Starling Bank app. It has both Personal and Business accounts available in GBP and EUR. Teen account. At Starling, we do things a little differently. To provide you with the full functionality of our website. Create saving goals, split bills and do everything you used to do in a branch, on your phone. Apple Pay, Apple, Apple Wallet and Touch ID are trademarks of Apple Inc. The Financial Conduct Authority requires us to share service information about opening an account with us. You can manage your cookie preferences at any time by clicking 'Manage cookies' at the bottom of any page in the footer. To open a personal euro account, you need to have a personal current account. Starling Bank is registered in England and Wales as Starling Bank Limited (No. Hold, send and receive euro payments, all for just £2 a month. When you apply for a current account with us, we’ll carry out some quick checks at a UK Credit Reference Agency. For limited companies and other registered businesses, Whether you’re self-employed or side-hustling, US dollar and euro bank accounts currently available for UK businesses, Accounting and bookkeeping for your business account, Built to give your business a cashflow boost, Fast and secure money transfers to bank accounts in 38 countries worldwide, Articles on money, plus the latest news on our products. For £5 a month, you can hold, send and receive dollar payments. Once your account has been opened, you can order your new contactless Mastercard debit card from within the app and it should arrive in 3-5 business days. A personal account with Starling Bank provides you with a contactless Mastercard debit card. Click the ‘Get the app’ button in the bottom right of your screen and you’ll be taken to your app store to download the Starling Bank app. Opening a Starling Bank account is quick and easy as long as you’re over 18 and a resident in the UK. Wrong. 20 3 months ago. Ours is 100% digital, which means you can do it wherever – and it takes just a few minutes. Business, joint, personal: there are lots of ways to enjoy Starling. Download the Starling Bank app from the Apple App Store or Google Play Store and follow the steps in-app to apply for an account in minutes.Alternatively, enter your mobile number in the box below and we’ll send you a text with a link to download the app. By clicking ‘Accept all cookies’ you consent to the site using all essential and non-essential cookies. If you want to start spending straight away, you can set up your card in your Apple Pay wallet or Google Pay before your physical card arrives in the post. By clicking ‘Accept all cookies’ you consent to the site using all essential and non-essential cookies. The option to apply for a sole trader account in the Starling app will only be shown to customers that match our criteria, based on details provided for their personal current account. Free to open, easy to manage – with instant notifications, spending insights and more. Personal account. Apply in-app to add another account type to your line-up. The personal account for instance, helps customers keep track of their spending habits similar to Mint.com or other financial planning apps, manage overdrafts and more. This is because we use the personal account opening process to verify your details and eligibility for an account. Enjoy no monthly fees and clever features to help your business grow. And how we’re changing banking for good. Starling Bank (/ ˈ s t ɑːr l ɪ ŋ ˈ b æ ŋ k /) is a digital challenger bank based in the United Kingdom. A Starling overdraft can act as a short-term safety net for eligible personal customers. They cannot be disabled. Starling Bank is registered in England and Wales as Starling Bank Limited (No. Open a personal or business bank account from your phone and start managing your money at the tap of an app with Britain’s Best Bank 2020. To apply for a business account, please read the full eligibility requirements. Manage your finances from your mobile or desktop – apply in minutes today. A valid photo ID (passport or driving license). Cash deposit at any UK Royal Mail Post Office branch. 09092149), 3rd floor, 2 Finsbury Avenue, London EC2M 2PP. Once installed, you can apply for an account in around five minutes. ). If you'd like to set aside money away from your main balance, you can create a savings goal in the Spaces tab to help manage your money. If you want to decide which non-essential cookies are used on the site, click on ‘Manage cookies’ to modify your settings. Joint account. YouTube. Set money aside in virtual piggy banks, whenever you want to, or toggle on Round Ups to automatically add spare change whenever you spend. Then it’s … Team Starling The personal account. To open a sole trader account, you need to have a personal current account. They do not store personal information in itself, but are based on uniquely identifying your browser and device which could identify you if combined with other relevant data. Coronavirus Business Interruption Loan Scheme. Download the Starling Bank app from the Apple App Store or Google Play Store, Enter your phone number and the verification code we’ll send you. Starling Bank* launched the business account in 2018 and became the first of the mobile banks to offer a business account. Tap the notification on your mobile, confirm your login attempt and you’ll then be prompted to scan the QR code on your desktop via the Starling app. Manage your money on the web too with online banking. Create saving goals, split bills and do everything you used to do in a branch, on your phone. No monthly fees. Already have an account with another bank? Sole Trader accounts are subject to eligibility checks, which include looking at credit data and understanding the nature of your business. Basically, if you are approved for an overdraft with the bank, you’ll be provided with a facility worth a specific amount based on your credit rating. Hold, send and receive euros for free, and make transfers back into pounds 24/7. Starling is a great option if you live in the UK. To provide you with the full functionality of our website. Travel easy with no ATM or transaction fees overseas. Deposit cash at the Post Office and scan cheques in-app. Read the full eligibility requirements. So if you're looking to read what people think of it, check our our Starling Bank current account reviews from early adopters like you below. If you do not want YouTube cookies stored do not click on the YouTube embedded videos. Click the ‘Get the app’ button in the bottom right of your screen and you’ll be taken to your app store to download the Starling Bank app. Our award-winning personal, business and joint accounts make managing your money as seamless and simple as it should be in 2020 (and we’ve got the 4.5 star Trustpilot rating to prove it! If you don’t have enough money in your account to cover an essential upcoming payment, or have experienced a sudden drop in your income, our flexible overdraft can help. Take control of your money Download the app to apply for a Starling Bank account in minutes. These cookies are set by third parties. All rights reserved. It focuses on current and business account products. It’s free, easy and we’ll handle everything for you. No monthly fees, 24/7 UK customer support and an application that takes minutes. Does Starling offer a savings account? It’s designed for 16-17 year olds and can be opened with just a passport as ID. The Starling team built the bank from scratch using world-class technology with the aim of helping people manage their money, all from one app. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential … Accounts. They do not store personal information in itself, but are based on uniquely identifying your browser and device which could identify you if combined with other relevant data. Switch your current account. Allow anonymous usage statistics so we can analyse and improve our website. Simplify shared spending. Any bank including high street ones can freeze your account if they need to investigate anything, and they won't be able to even inform you why. © Starling Bank 2021. As long as you’re in the same room, you can set it up in seconds.Find out more. To open a USD business account, you need to have a business account. Follow the steps in-app to apply for an account. Starling’s personal account. These cookies are set by third parties. You can manage your cookie preferences at any time by clicking 'Manage cookies' at the bottom of any page in the footer. Your money’s covered by the Financial Services Compensation Scheme. Enter your number below and we’ll text you a link to download the Starling app. Enter your number in the box below and we’ll send you a text with a link to download the app. Award-winning personal and business banking. The option to apply for a sole trader account in the Starling app will only be shown to customers that match our criteria, based on details provided for their personal current account. *This statistic was formed by calculating the number of accounts added in a 12 month period divided by the number of hours in a 12 month period. 24/7 UK customer support. Choose to get your salary paid in, set up direct debits and make any other regular payments by using Starling as your main bank account. Starling Bank also offers personal loans, which are effectively tied into your bank account with the firm. level 1. A Business and sole trader accounts are subject to eligibility checks, which include looking at credit data and understanding the nature of your business. Starling Bank has launched a pocket money account for children aged between 6 - 16 years old but as it sits as a 'Space' within the adult account you must have a personal or joint account with Starling if you want to create one. Find out more about what essential and non-essential cookies are used and why. Cash deposit through any Post Office branch. A debit card for your child. Its banking app offers personal, business, joint and euro current accounts on Android and iOS. Chat to real humans, any time. Apply in minutes to get instant payment alerts and categorised spending insights. Once installed, you can apply for an account in around five minutes. The results represent the view of customers who took part in the survey. I'm going with Starling as my main bank account for now and see how it goes, I'll have a 2nd current account as like you said, a back up. Since its founding, it has received over £500m of funding. Starling is a digital bank established in 2014. It’s free to apply, easy to set up and you’ll benefit from 24/7 support. Your address, email and mobile phone number can all be easily updated from your app: > Tap into the menu (Top right of the home screen) > Settings > Select the option you wish to update > Enter your password to confirm changes We embed YouTube videos with the privacy-enhanced mode on which means it will not place any cookies until you click to play the video. , please read the full eligibility requirements box below and we ’ ll carry some! As soon as you ’ ll be unable to manage – with notifications! Of funding Mastercard debit card Starling personal account opening process to verify your details eligibility! Became the first of the mobile banks to launch mobile-only personal, business, joint, and the Regulation! The second you Pay or get paid how we ’ ll be unable to manage your money ’ for. A passport as ID under five minutes and a kid ’ s quick, and! 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