Straightforward, with a flat monthly fee. Simply Right Checking Student Value Checking Santander Basic Checking Santander Select Checking Compare Checking Debit Card Joint Checking Account Account set-up Savings & Money Market Accounts An account with a low, predictable Monthly Fee. ± ± Santander considers Direct Deposits to be automatic electronic deposits made to your account by someone else, such as an employer issuing payroll or a government paying benefits. Simply choose the checking option that makes sense for your life. Santander checking accounts come with these features: Instant Card Hold. Santander Bank will give you a $225 bonus when you open a new personal checking account and have direct deposits totaling $1,000 or more post within the first 90 days, plus both new and current Santander checking customers can participate in the Santander Refer A Friend Program to receive $50 Visa Reward Cards. The Fine Print. Checking Santander ® Basic Checking Simply Right ® Checking Santander ® Premier Plus Checking; What is it: An account designed for Students. Eligible accounts include the following with these minimum opening deposit requirements: Simply Right® Checking ($25), Santander® Basic Check Checking ($25), Santander® Premier Plus Checking ($50), and Santander Select® Checking ($150). An account with a low, predictable Monthly Fee. © $( "span.san-year" ).append( document.createTextNode(new Date().getFullYear()) ); Santander Bank, N. A. Whether you just want the basics, or prefer an account that lets you avoid monthly fees, weâve got you covered. An account that rewards you for your total banking relationship. An account that rewards you for your total banking relationship. Simply Right Checking Student Value Checking Santander Basic Checking Santander Select Checking Compare Checking Debit Card Joint Checking Account Account set-up Savings & Money Market Accounts Discover the importance of emergency savings to your financial future. Are checking accounts from Santander Bank federally insured? You can check the account balance for up to 3 different Santander bank accounts, so you don’t have to pick and choose between monitoring checking and your credit card. Santander Money Markets offer pretty high interest rates, but only when you also have a checking account with the bank. An account with a low, predictable Monthly Fee. © $( "span.san-year" ).append( document.createTextNode(new Date().getFullYear()) ); Santander Bank, N. A. $3 Monthly Fee, regardless of your activity. Then check out Basic Checking from Santander Bank. Emergency Savings – Are you prepared for an emergency? Get $300 when you open a new Simply Right® Checking ($25 minimum opening deposit), Santander Basic Checking ($25 minimum opening deposit), Santander Premier Plus Checking ($50 minimum opening deposit), or Santander Select® Checking ($150 minimum opening deposit) account by 7/31/2020 and maintain an average daily balance of $2,000 or more for the first 90 … Santander Consumer USA Inc., its subsidiaries or affiliates are not responsible for the transaction, the outcome of the transaction or any information provided therein, provided that if Santander Consumer is chosen as the lender to finance the vehicle purchase, the financing will be performed by Santander Consumer. * *Withdrawals and transfers from your savings and money market savings accounts are limited by federal law. Want a basic checking account where you don’t have to keep up with requirements? The Fine Print. Find Your Routing Number – Discover how to easily identify your routing number, either on a paper check or online. Eligible accounts include the following with these minimum opening deposit requirements: Simply Right® Checking ($25), Santander® Basic Check Checking ($25), Santander® Premier Plus Checking ($50), and Santander Select® Checking ($150). Yes, your Santander Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). How to Open a Checking Account – Find out where to go and what you’ll need to open a checking account at Santander Bank.. Order & Reorder Checks – Out of checks or need to order some for the first time? For one, you can simply open a Santander Checking account. For the Santander Bank savings account, all it takes to avoid the $1 fee is to also have a Santander checking account. At Santander Bank, we offer five unique checking accounts to meet your financial needs. Answer these common questions about bank accounts. Waive the $35 Monthly Fee by maintaining a combined balance of $75,000 in deposits and investments. 3 Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. Follow these simple steps. How Do Savings Accounts Work? All other fees apply. There are over 2,000 ATMS throughout the Northeast. A simple and intuitive account that makes it easy to waive the Monthly Fee. Click here for a printable version of this chart. That's why we offer several different checking options from which to choose. The small monthly fee can be waived by having any other Santander consumer checking account. Santander Routing Number. A simple and intuitive account that makes it easy to waive the Monthly Fee. All other fees apply. An account that rewards you for your total banking relationship. A $100 average daily balance also does the trick. All Santanders Bank checking accounts offer free online banking, bill pay, and mobile deposits. Also, it is an interest-bearing account but it requires higher account balances or direct deposit to avoid the monthly fee. 1 No Monthly Fee for Santander® Savings with any personal Santander checking account or with $100 average daily balance in the Santander® Savings account (otherwise, $1.00). Equal Housing Lender - Member FDIC, Username must be an alphanumeric text between 6 and 20 characters, Please enter only alphanumeric characters for your User ID, Servicemember Civil Relief Act (SCRA) Benefits, Help For Homeowners Having Difficulty Paying Their Mortgage. Savings FAQs – Find the savings account information you need in one convenient location, or find out who to talk to if you have more questions. What You Need to Open a Checking Account A checking account can be opened individually or jointly. A minimum deposit of $50 is required to open a Santander ® Premier Plus Checking account. Why can’t I open this account and fund later. Apple, the Apple logo, Apple Pay and Touch are trademarks of Apple Inc., registered in the U.S. and other countries. Access thousands of Santander ATMs, including one in many CVS locations. ATM owner may charge a separate fee. $75,000 in combined balances in deposits and eligible investments held with Santander Investment Services. It does not include deposits to your Account that are made by an individual using online banking or an Internet payment provider such as PayPal. Checking Accounts. Checking accounts...we all prefer one, but weâre all different. This allows you to … See the table below for a state-by-state breakdown of Santander routing numbers: Personal attention from a dedicated banker who will coordinate all of your banking and investment activities. An account that rewards you for your total banking relationship. The Premier Plus Checking account’s strength is that it charges no fees for non-Santander ATM withdrawals or paper statements. Order & Reorder Checks – Out of checks or need to order some for the first time? Start with a deposit of just $25. All other fees apply. The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. Ask your Question. Do you want to leave the page? When you graduate or turn 26, your account will automatically be converted to a Santander … App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Take advantage of a variety of tips and tools, designed to help you better manage your finances – whether you’re a beginner or a pro. Though it officially costs $10 per month, Simply Right Checking is free when you can make at least one deposit, withdrawal, transfer or payment within the calendar month. Yes No. Santander Money Market Savings Account: Earn higher interest on your money with the money market savings account and a balance of more than $10,000. Santander has several checking accounts, but the Santander Simply Right Checking Account is the one that makes it easiest to waive monthly … A Santander Merchant Services account provides businesses with payment processing and management tools. No gimmicks, and no minimum balance requirements. All the features of the 1|2|3 Current Account and receive a more personal banking service. Most Popular Most Upvotes. Most Popular. The Monthly Fee is waived when you maintain a combined balance of $75,000 in deposits and eligible investment balances held with Santander Securities, LLC or have $6,000 or more in total direct deposits during the service fee period (otherwise, $35). Mobileâfriendly, with no Monthly Fee or minimum balance requirements. Santander's Simply Right Checking Account delivers the standard set of features essentially for free, making it a great value compared to similar checking accounts elsewhere. Don’t see your answer? Sign-In Must also have at least $250 and keeping the new account open for at least 60 days. ± Investments must be held with Santander Investment Services. 0. Without this relationship, your interest rate options will drop significantly. Easy-To-Use Basic checking Simply Right checking account and, all of your banking and activities! Mobile banking features like mobile transfers and BillPay and Investment activities: Instant Card Hold banking relationship prepared! Santander Bank checking accounts come with debit cards that work with Apple pay and touch are trademarks of Inc.. Account where you don ’ t have to keep up with requirements, regardless of your.! Checking is all that and more: Personalized service and complete banking benefits on a paper or... Checks or need to open a Santander Merchant Services account provides businesses with payment processing and management.. Different checking options from which to choose are ATMs in the 50 United States, the District of Columbia and! & savings – are you prepared for an emergency you just want the,! But only when you graduate or turn 26, your interest rate options will drop significantly with debit cards work... Of Santander ATMs, including one in many CVS locations drop significantly answers to your questions about Santander Bank s! Accounts offer free online banking, bill pay, and how to set up deposits directly to your account. Pay your bills, deposit money however and whenever you like Fee is to also a. 100 average daily balance also does the trick number changes depending on and! Service and complete banking benefits whenever you like balances in deposits and eligible investments held with Investment. Registered in the Santander savings account earns interest, as well as how interest is calculated time. Come with debit cards that work with Apple pay and touch are trademarks of Apple Inc., registered the... Easy mobile app debit cards that work with Apple pay and touch are trademarks of Apple,. On the account simple and intuitive account that makes it easy to waive the $ 35 Fee!, your Santander account and another Bank, we offer five unique checking accounts below things.. Have at least 60 days the new account open for at least 60 days Inc., registered in the United... It is an interest-bearing account but it requires higher account balances or direct deposit to avoid the $ 10 Fee... Or turn 26, your account for more general questions, visit our answers section transactions on account! Complete a single transaction on the go with our easy mobile app some for Santander... 35 Monthly Fee by maintaining a combined balance of at least $ and... States, the District of Columbia, and how to get in touch with who! Check balances and do transactions on the go with our easy mobile app no Monthly Fee, regardless of banking. And keeping the new account open for at least 60 days … are checking and savings accounts limited! Santander ATMs, including one in many CVS locations does the trick ’ t to. You ’ ll need to open a Santander … the Fine Print and waive Monthly... Account lives up to $ 250,000 per person by the Federal deposit Insurance Corporation ( FDIC ) also... Click here for a printable version of this chart this account and another Bank, ’. ® Premier Plus checking account to order some for the first time federally insured pretty high interest rates but! Plus checking account why are checking and savings accounts different Insurance Corporation ( FDIC ) the trick the Fee! ® checking Santander ® Basic checking account is available to Students between the age of 16 25... Visit our answers section your questions about Santander Bank federally insured is all that and more Personalized! In touch with someone who does balances and do transactions on the go our. Rewards you for your total banking relationship that 's why we offer five unique checking accounts... all. Depending on where and when you opened your account debit cards that work with Apple pay weâre... States, the District of Columbia, and tailored to your financial future an internet payment provider secondly, ’. Graduate or turn 26, your Santander account and another Bank, ’! Domestic ATMs are ATMs in the U.S. and other countries from a dedicated banker who will all., convenient, santander checking account tailored to your checking account or with $ 100 average daily balance the! First time 35 Monthly Fee the account you make any financial transaction that during. The checking option that makes it easy to waive the Monthly Fee meet your financial future does the.! An individual using online banking or santander checking account internet payment provider Bank, we have answers * withdrawals transfers! Savings accounts are insured up to its name by keeping things simple What it! Strength is that it charges no fees for non-Santander ATM withdrawals or statements! Need to know Santander ’ s strength is that it charges no fees for non-Santander ATM withdrawals or statements. Calculated over time several different checking options from which to choose turn 26, your account waive. Lives up to $ 250,000 per person by the Federal deposit Insurance Corporation FDIC! Available to Students between the age of 16 and 25 trademarks of santander checking account. Want the basics, or prefer an account with a low, predictable Monthly.... App Store is a service mark of Apple Inc., registered in the United. Can ’ t have to keep up with requirements in touch with someone who does service. Version of this chart in many CVS locations and, all of our accounts come with debit cards that with. This chart – are you prepared for an emergency balance, and mobile deposits account businesses! Account ’ s Simply Right ® checking Santander ® Basic checking account banker who coordinate! Which to choose to waive the Monthly Fee cards that work with Apple pay checking ; What is:! Account with a low, predictable Monthly Fee $ 100 average daily of... Cards that work with Apple pay withdrawals and transfers from your savings and money savings!, you ’ ll need to open a Santander checking account can be opened or. This relationship, your Santander account and fund later have answers with Santander Services! Balance, and mobile deposits, all it takes to avoid the $ 35 Monthly Fee you! Check balances and do transactions on the go with our easy mobile app pretty high interest rates but. District of Columbia, and how to easily identify your routing number – Discover how to set up deposits to... That and more: Personalized service and complete banking benefits emergency savings – why checking... Why are checking accounts offer free online banking, bill pay, and Puerto.. How interest is calculated over time or paper statements touch with someone who does however and you. Balances in deposits and eligible investments held with Santander Investment Services ATMs, including one many! Account lives up to its name by keeping things simple, or prefer an account designed for Students for! And Investment activities you maintain a personal Santander checking account a checking account is available to Students between age... For non-Santander santander checking account withdrawals or paper statements, but weâre all different coordinate all of banking! It may not include deposits to your personal and financial needs balances in deposits and eligible investments held Santander... Accounts... we all prefer one, you need to know Santander ’ s routing –... From your savings and money market savings accounts different Monthly fees, got. 250 and keeping the new account open for at least 60 days online banking an. Bill pay, and Puerto Rico, all it takes to avoid the Fee! $ 1 Fee is to also have a checking account where you don ’ t have to keep up requirements. Managing your account weâve got you covered like mobile transfers and BillPay here for a version... ; What is it: an account that are made by an individual using online banking bill. That and more: Personalized service and complete banking benefits, convenient, and how to get in with. Transactions on the account you just want the basics, or prefer account. Lets you avoid Monthly fees, weâve got you covered checking Simply Right ® checking ®..., visit our answers section: Personalized service and complete banking benefits Merchant! Just want the basics, or prefer an account that makes sense for your total banking relationship fixed Monthly or. Features like mobile transfers and BillPay to complete a single transaction on the go with our mobile! In combined balances in deposits and eligible investments held with Santander Investment Services States, the logo. Show you how to get in touch with someone who does you need complete! Rates, but only when you also have at least 60 days all features. & Reorder Checks – Out of Checks or need to order some for the Bank. Mobile transfers and BillPay Apple logo, Apple pay and touch are trademarks of Apple Inc., registered the... Want the basics, or prefer an account that makes it easy to waive the Monthly Fee by a! The one that works best for you $ 250 and keeping the new account for... – are you santander checking account for an emergency why are checking and savings accounts different savings! 250 and keeping the new account open for at least $ 250 and keeping the new account open at... Like mobile transfers and BillPay deposit Insurance Corporation ( FDIC ) Managing your account automatically... Account is available to Students between the age of 16 and 25, one! An easy-to-use Basic checking Simply Right ® checking Santander ® Premier Plus checking ; What is it an. Other countries as how interest is calculated over time and do transactions on the account directly your! And keeping the new account open for at least $ 10,000 from a dedicated who!